The frog replies, "Croak - Las Vegas."
They go to Las Vegas and the guy says, "OK frog, now what?"
The frog says, "Croak - Roulette."
Upon approaching the roulette table, The man asks, "What do you think I should bet?"
The frog replies, Ribbit $3000, black 6."
Now the man knows that the odds for him to win are not in his favor, but after the golf game the man figures what the heck, and the Boom - A Win! Tons of cash comes sliding back across the table. The man takes his winnings and buys the best room in the hotel. He sits the frog down and says, "Frog, I don't know how to repay you. You've won me all this money and I am forever grateful."
The frog replies, "Croak - Kiss Me."
He figures why not, since after all the frog did for him, he deserves it. With a kiss, the frog turns into a gorgeous 15-year-old girl.
"And that, your honor, is how this 15 year old girl ended up in my room. So help me God or my name is not William Jefferson Clinton."